How to Download Online EC in India
If you are planning to buy or sell a property in India, you need to have an encumbrance certificate (EC) to prove that the property is free from any legal or financial liabilities. An EC is a document that shows the history of transactions related to a property for a specified period of time. It is issued by the sub-registrar office where the property is registered.
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What is an EC and why do you need it?
Definition and purpose of an EC
An EC is a certificate that contains the details of all the transactions that have taken place on a property, such as sale, purchase, mortgage, gift, lease, etc. It also shows whether the property has any encumbrances, such as loans, liens, charges, or disputes, that affect its title or ownership. An EC is usually issued for a period of 13 or 30 years, depending on the state.
Benefits of having an EC
An EC is an important document that serves various purposes, such as:
It helps you verify the legal status and ownership history of a property before buying or selling it.
It helps you avoid any frauds or disputes that may arise due to hidden encumbrances on a property.
It helps you obtain a loan or mortgage on a property from a bank or financial institution.
It helps you claim tax benefits or exemptions on a property.
It helps you transfer or inherit a property without any hassles.
How to apply for an online EC in India
Eligibility and documents required
To apply for an online EC in India, you need to meet the following eligibility criteria:
You must be the owner or the prospective buyer or seller of the property for which you want to obtain an EC.
You must have the details of the property, such as survey number, plot number, registration number, etc.
You must have a valid identity proof and address proof, such as Aadhaar card, PAN card, voter ID card, passport, etc.
You must have a valid email ID and mobile number for verification and communication purposes.
Steps to apply for an online EC
The steps to apply for an online EC vary from state to state. However, the general process is as follows:
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Visit the official website of the registration department of your state.
Select the option for online services and click on the link for applying for an online EC.
Fill in the required details, such as your name, address, email ID, mobile number, property details, etc.
Upload the scanned copies of your identity proof and address proof.
Pay the prescribed fee for obtaining an online EC through net banking, debit card, credit card, or other modes of payment.
Submit your application and note down the application number or reference number for future reference.
Tamil Nadu
In Tamil Nadu, you can apply for an online EC through the TNREGINET portal. The fee for obtaining an online EC is Rs. 15 per year for which the certificate is required. You can also check the guideline value of your property and know your jurisdiction through this portal.
Karnataka
In Karnataka, you can apply for an online EC through the Kaveri Online Services portal. The fee for obtaining an online EC is Rs. 25 per year for which the certificate is required. You can also view the status of your application and download the EC through this portal.
Other states
In other states, such as Andhra Pradesh, Telangana, Kerala, Maharashtra, etc., you can apply for an online EC through the respective websites of the registration departments of these states. The fee and the process may vary slightly depending on the state. You can also visit the nearest sub-registrar office and apply for an online EC offline by submitting a written application along with the required documents and fee.
How to check the status of your online EC application
Once you have applied for an online EC, you can check the status of your application through the same website where you applied. You will need your application number or reference number to track your application. Here are the steps to check the status of your online EC application for some of the states:
Tamil Nadu
Visit the TNREGINET portal and click on the option for encumbrance certificate.
Select the option for view EC and enter your application number or reference number.
Click on search and you will see the status of your application on the screen.
If your application is approved, you can download your online EC by clicking on the download option.
Karnataka
Visit the Kaveri Online Services portal and click on the option for encumbrance certificate.
Select the option for view status and enter your application number or reference number.
Click on search and you will see the status of your application on the screen.
If your application is approved, you can download your online EC by clicking on the download option.
Other states
In other states, you can follow a similar process to check the status of your online EC application through the respective websites of the registration departments of these states. You can also visit the nearest sub-registrar office and inquire about your application status by showing your application number or reference number.
How to download your online EC in India
After your online EC application is approved, you can download your online EC from the same website where you applied. You will need your application number or reference number to download your online EC. Here are the steps to download your online EC for some of the states:
Tamil Nadu
Visit the TNREGINET portal and click on the option for encumbrance certificate.
Select the option for view EC and enter your application number or reference number.
Click on search and you will see your online EC on the screen.
Click on download and save your online EC in PDF format.
You can also print your online EC if you want a hard copy.
Karnataka
Visit the Kaveri Online Services portal and click on the option for encumbrance certificate.
Select the option for view status and enter your application number or reference number.
Click on search and you will see your online EC on the screen.
Click on download and save your online EC in PDF format.
You can also print your online EC if you want a hard copy.
Other states
In other states, you can follow a similar process to download your online EC from the respective websites of the registration departments of these states. You can also visit the nearest sub-registrar office and request a copy of your online EC by showing your application number or reference number.
Conclusion
An online EC is a vital document that shows the encumbrance status of a property in India. It helps you verify the legal and financial aspects of a property before buying or selling it. It also helps you avail various benefits and services related to a property. You can easily apply for an online EC in India through the official websites of the registration departments of your state. You can also check the status and download your online EC from these websites. Alternatively, you can visit the sub-registrar office and apply for an online EC offline. We hope this article has helped you understand how to download online EC in India.
FAQs
What is the difference between an online EC and an offline EC?
An online EC is an electronic version of an EC that you can apply, check, and download through the internet. An offline EC is a physical version of an EC that you can apply, check, and obtain from the sub-registrar office.
How long does it take to get an online EC in India?
The time taken to get an online EC in India depends on the state and the sub-registrar office where you applied. Generally, it takes about 15 to 30 days to get an online EC in India.
How much does it cost to get an online EC in India?
The cost of getting an online EC in India varies from state to state. Generally, it ranges from Rs. 15 to Rs. 25 per year for which the certificate is required.
How can I verify the authenticity of my online EC?
You can verify the authenticity of your online EC by checking the digital signature and the QR code on it. You can also cross-check the details of your online EC with the records of the sub-registrar office where your property is registered.
What should I do if I find any errors or discrepancies in my online EC?
If you find any errors or discrepancies in your online EC, you should report them to the sub-registrar office where you applied for it. You should also provide the relevant documents and evidence to support your claim. The sub-registrar office will verify your claim and rectify the errors or discrepancies in your online EC.
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